In the book world November is a month for the new. Not new as in first books by tender young authors, but new as in “Have you read the new Dean Koontz?” Or, “Did you see there’s a new ‘Knitting Club’?” Yes and yes (see below). But along with those stalwarts of the best-seller list are authors who may be new to American readers but who come bearing prizes and plaudits of their own.
Santa Steve wants to help you avoid mall madness and is putting Apple (NSDQ:AAPL) products on sale online for one day only on Black Friday.
“Come back to the Apple Online Store this Friday for a special one-day-only Christmas shopping event,” reads the teaser on Apple’s site. “You’ll find dozens of great iPod, iPhone and Mac gift ideas, all with free delivery.”
However, Apple is not actually posting which products are on sale and their cost—you’ll have to wait until Friday. But an Apple representative said that discounted products will be covered under the company’s 14-day price protection plan; in other words, if you order a product today or on Thanksgiving, it will credit the difference in price.
It’s not clear if the sale products will include best-sellers such as iPhones, iPods or Macs, or less expensive stocking stuffers such as iPod cases, headphones and the like.
And if you don’t have the dough on hand right now to spring for these holiday gifts, you can use Apple’s Juniper Visa Card, which has an annual percentage rate of 12.49 percent. There is no interest for up to 180 days for products $1,000 and more and customers can receive 90 days interest free for products less than $1,000. There is an open line credit of up to $25,000 and no annual fee.
In addition, card users can earn 2 iTunes points for every dollar spent at any Apple Store—online, retail or by phone—and 1 point for every dollar anywhere else Visa is accepted. When you reach 2,500 points, Apple will send you a $25 iTunes card good for music, videos and more from the iTunes Store.
1) Make a List. One of the easiest ways to over-spend on the Thanksgiving meal is to over-shop. Make a list of what you need and stick to it to keep money in your pocket.
Make Your Own Pies. Pumpkin pie is cheaper to make than to buy. Plus, frozen pie crusts can be found on sale. Pumpkin pie is surprisingly easy to make and tastes better than store-bought too!